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The Fiscal Cliff and You

You hear about it on the news all of the time. You read about it in the newspaper. But what is “The Fiscal Cliff”? Go back in time to August 2, 2011. The United States had hit the debt ceiling.…

The Go-Getter

  The advice in this little book can be applied to becoming debt free as well as becoming successful in your work — whether you work for yourself or someone else. This little book can easily be read in a…

Giving Thanks

  Evan Leeson via Compfight Thanksgiving Day. Most American children grew up hearing about the Pilgrims and the Indians celebrating Thanksgiving at Plymouth. The first nation wide Thanksgiving celebration was declared by George Washington “as a day of public thanksgiving and…

What Will You Vote For?

The election is rapidly approaching here in the United States. Next Tuesday millions of Americans will exercise their right — and their responsibility — to vote. Millions of Americans will not bother to go to the polls.

I Have a Confession to Make

Wow! It’s already May. This year is simply zooming by — especially since I have so much going on. But, I have a confession to make… As it stands right now on paper, I am not debt free. But, I…

Sometimes Counseling Can Help

More and more people are signing up for debt counseling these days. Maybe you recognize that you can’t make your monthly payments anymore and even balancing your checkbook has become a stressful activity that you put off. If you are struggling and just don’t see a way out, debt counseling might be a good option for you.

The Risks of Living On Credit

It is always difficult to live frugally when all around you seem to have more possessions, more money and simply more fun. There are few people in the world who do not enjoy having new, enjoyable possessions which can make…

Why Do We Use Credit?

When someone falls into debt due to a history of using credit there is invariably a rush of questions as to why they saw fit to borrow so much in the first place. Part of the reason is the way…