Category: Blog

Random thoughts on financial matters.

But, I Want it Now!

Have you noticed that you have this little child that lives inside of you? Sometimes, when you see something you want it, and you want it now! There is quality that separates children from responsible adults: it’s called “delayed gratification”.…

FICO 8

Just what we needed… it may be even easier now for consumers to get a credit card with the new FICO 8 scoring system. The logic of credit scores somehow evades me. If you have debt, your score is higher…

How Much is Enough?

I’m sure you’ve heard them… the pious people who say they don’t need a lot of money, they only want enough to take care of their needs. This is usually said in a “holier than thou” manner as if there…

What Are You Thinking?

I know it isn’t always easy… You turn on the television or the radio and hear the news about the economy, the unemployment rate, the high cost of living, the high number of home foreclosures… You balance your checkbook and…

The High Price of Higher Education

When I went to college a few years back (literally, I didn’t go to college until 25 years after graduating from High School!), I went to our local community college. By taking advantage of their education program for working adults,…

Money for Nothing?

Most of us feel that the way to learn to be responsible with money is to have some. It’s a learning process that should probably start when we are children. For many of us it did. In fact, if you…