When I went to college a few years back (literally, I didn’t go to college until 25 years after graduating from High School!), I went to our local community college. By taking advantage of their education program for working adults, I was able to maintain a full-time job and go to school in the evenings, some weekends, and over the internet.
The per unit cost was actually very reasonable at $17 a unit. Especially when you consider that this was California. I just about fell over when I found out what the per unit costs were to attend Arkansas Tech University here in Russellville! I decided that finishing my degree would have to wait until some undefined time in the future.
Even though the unit cost was more than reasonable, however, the book cost was astronomical, and it’s even higher now than it was in the 90’s. One way I found to cut costs was to purchase my textbooks used over the internet. I saved literally hundreds of dollars a semester that way.
Most people think nothing of applying for student loans to get through college. The only problem is, when they graduate, they do so with a heavy burden of debt. Their first several years of earning a living are actually spent earning enough money to pay off their student loans.
Well, it doesn’t have to be that way.
Zac Bissonnette has written a great book on going through college without going into debt. It’s called: “Debt-Free U: How I Paid For An Outstanding College Education Without Loans, Scholarships, Or Mooching Off My Parents”
As Zac says, “if you pick an affordable school, live within your means and work during college, college without loans, financial aid or parents looting home equity or retirement accounts is within reach.”
I highly recommend this book for anyone planning to go to college and for parents of college-age or soon to be college-age children.
Want to read more of Zac’s philosophy? Check out the article he wrote for Daily Finance: Yes, College Without Loans is Possible.
Do you have any money saving tips to share? Please type them in the comment section below.